Live in Zambia · IFRS-for-SMEs · ZRA-ready

Run the whole businesson one clean ledger.

Invoicing, payroll, banking, inventory, compliance and reporting — posted automatically, double-entry, in kwacha. Built for Zambian owners, bookkeepers and auditors.

No card required Unlimited companies on Enterprise Cancel anytime
sifobooks.com / dashboard
Revenue MTD
K 482,650
Cash at bank
K 196,204
VAT due
K 34,118
Cash in vs outLive
INV-1042 · Kabwe Traders+ K 12,400
Payroll · June run posted− K 88,320
ZANACO statement matched24 lines
AccountingSalesPurchasesInventoryBankingPayroll & HRReportsComplianceAccountingSalesPurchasesInventoryBankingPayroll & HRReportsCompliance
8
Integrated modules
100%
Double-entry posted
2026
PAYE bands shipped
< 5 min
To your first invoice
Everything in one place

Eight departments. One clean ledger.

Every module carries its own colour inside SifoBooks. Tap a tab to see exactly what ships with it.

Accounting

A real double-entry engine: every document posts itself to the correct accounts, with reversals and a locked period close.

Explore Accounting
  • Chart of accounts
  • Manual & recurring journals
  • Cashbook (receipts & payments)
  • General ledger drill-down
  • Reversals for wrong postings
  • Period close & lock
From zero to filed

Three steps. No accounting degree.

01

Set up your company

Company details, TPIN, VAT status and financial year. Pick a ready-made chart of accounts or import your own.

  • Guided onboarding
  • COA templates (SME, NGO, School)
  • Opening balances wizard
02

Capture and post

Raise invoices, record bills and expenses, import bank statements. Every document posts itself to the ledger.

  • VAT invoices & receipts
  • Smart bank matching
  • Reversals for wrong postings
03

Report and file

Close the period, run management and statutory reports, then export branded PDFs ready for ZRA and your auditor.

  • Monthly management pack
  • IFRS-for-SME statements
  • PAYE / NAPSA / VAT schedules
Built in, not bolted on

The things accountants actually ask for.

Automatic posting

Every invoice, bill and receipt flows straight into the GL — no manual journals.

Bank-grade security

Row-level security, full audit trail, and role-based access on every record.

Multi-company

Run all your entities from one login — switch companies without signing out.

Smart bank matching

Import a statement and let SifoBooks suggest the account, with partial allocations.

Export anything

Every list and report exports to PDF, Excel or CSV with your branding on it.

Kwacha first

ZMW by default with multi-currency support and live FX rates where you need them.

ZRA
Officially ZRA Compliant
VATTPINPAYENAPSANHIMATurnover TaxWHT
What operators say

Trusted by Zambian teams.

We closed month-end in four days instead of two weeks. The bank rules alone paid for the year.

Mwansa K.
Finance Manager · Mining Services

Payroll used to be a nightmare. PAYE, NAPSA and NHIMA now run in one click and the ZRA schedule is ready to file.

Chola B.
Owner · Retail & Distribution

Grant tracking with fund sources and cost centres is the reason we picked SifoBooks. Reports are audit-ready.

Natasha M.
Bookkeeper · NGO
Answers

Frequently asked

Do I need an accountant to use SifoBooks?

No. SifoBooks posts every invoice, receipt, bill and bank allocation to the correct GL accounts automatically. You just classify — we handle the debits and credits.

Is it Zambia-compliant out of the box?

Yes. TPIN & VAT on documents, PAYE 2026 bands, NAPSA & NHIMA caps, WCF (1.5%) and SDL (0.5%) are shipped. Rates are configurable per financial year.

Can I run multiple companies?

Yes — one login, unlimited companies. Every module respects the active company and role-based permissions per user.

Does it work offline?

Yes. Invoices, receipts, expenses and CRUD forms queue on your device and sync automatically when you're back online.

How does pricing work?

Start free for 14 days, no credit card. After that, pick a plan that fits your team size and modules.

Can I import from Excel / QuickBooks / Sage?

Yes — CSV/Excel imports for customers, suppliers, inventory, journals and bank statements. Use the Opening Balances wizard for balances.

Simple, kwacha pricing

Pay for the team you have.

Every plan starts with a 14-day free trial — no credit card, no setup fee, cancel any time.

Starter

Sole traders and small shops finding their feet.

K450per month
  • 1 company · 2 users
  • Sales, purchases & expenses
  • Cashbook & bank import
  • Core reports + PDF export
  • Email support
Most popular

Business

Growing companies with staff and stock to manage.

K1,200per month
  • 3 companies · 10 users
  • Everything in Starter
  • Full payroll & HR (PAYE, NAPSA, NHIMA)
  • Inventory & reconciliation sessions
  • Management report pack
  • Priority WhatsApp support

Enterprise

Groups, NGOs and schools with audit requirements.

Talk to ustailored
  • Unlimited companies & users
  • Everything in Business
  • NGO grants & fund accounting
  • School management ERP
  • IFRS-for-SME annual statements
  • Priority onboarding & support
Talk to us

We're one message away.

Real humans. Same-day replies. In Lusaka, serving all of Zambia.

Ready to streamline your accounting?

Join the fastest-growing businesses in Zambia. No credit card required — start your 14-day free trial today.